Logan Community Federal Credit Union

Secured Loans

Classified as Automobiles, Boats, Motorcycles, RV's (Travel Trailers, and Motor Homes) and Share Secured Loans.

Terms vary from 24 Months to 84 Months, depending on year of collateral and amount of loan.

We have GAP Insurance available as low as $125.00 This coverage pays off your vehicle loan in the event you total your vehicle or it is stolen, the GAP Ins. pays off the balance of the loan after your insurance company settles with the Credit Union, minus delinquent payments, late charges, or insurance related charges such as credit life. You may purchase at the time of signing your loan agreement.

We offer Credit Life & Disability Insurance on all loans with the exception of our Mortgages. This protects you if you are off work for 15 days or longer due to an accident or illness, your payment is made, it also will pay the loan off, in the unfortunate event you pass away. Member pays the premium.

NEW! You don't even have to be a member yet.

Closed End Signature Loans

May be used to purchase ATV's, Garden Tractors, and Jet Skis, or anything that does not have a title. Funds may be used for, Home Improvement, Vacation, Christmas, back to school shopping, or anytime you find yourself short on cash.

This is an unsecured loan and the interest rate ranges from 6.50% to 14.00% depending upon your credit score.

Master Card Credit Cards

We offer this credit card with credit lines ranging from $500.00 to $5,000.00

This interest rate is 11.9%

Home Equity Lines of Credit

We will loan funds on the equity of your home for whatever purpose you choose. We will loan up to 80% of the appraised value of your home.

This may be a 1st or 2nd Mortgage. This is a revolving line of credit and you may draw against it for up to 7 years from the date opened.

It can be accessed via the internet or you may choose to receive funds in check form. The maximum loan term is 25 years.